i have an appointment w/the family mortgage person today but i wanted to shop around as well. can we go see him today and submit the info and then go see another bank the next day? we are looking to own a house by a month or two.
Can i apply for a mortgage loan (or get preapproved) from two banks on the same day (or a day apart)?
Yep...you can get pre-approved (which is better then pre-qualified) by as many mortgage lenders as you want. It doesn't create a negative mark on your credit report.
Unless you have very bad credit most lenders can preapprove you in a matter of minutes.
Before asking for preapproval shop around for the best rates then follow through with the best deal.
Can i apply for a mortgage loan (or get preapproved) from two banks on the same day (or a day apart)?
You would want to get quotes on the same day if possible because rates change daliy and what was here yesterday may not be the same case tomorrow.
Can i apply for a mortgage loan (or get preapproved) from two banks on the same day (or a day apart)?
Yes, there is a two week window where you should do all your mortgage shopping. During the two weeks, hits on your credit for mortgage loans all appear as one hit. So you should do your shopping as close together as you can.
Can i apply for a mortgage loan (or get preapproved) from two banks on the same day (or a day apart)?
you can get pre-approval and compare rates.
But you may incur fees in the process...
Can i apply for a mortgage loan (or get preapproved) from two banks on the same day (or a day apart)?
Hi.
This site is well recommended for loans and mortgages
http://bestukloans.co.nr
Can i apply for a mortgage loan (or get preapproved) from two banks on the same day (or a day apart)?
Yes you can- and probably should.
Nothing wrong with shopping around-make sure you get info on all the costs!!
You can make a number of mortgage inquiries within 30 days and it won't hurt your credit score like applying for lots of credit cards does.
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