Are there other ways to raise money other then the traditional ways at the bank, family, etc?

I am 21 years old. Not that I have bad credit I just don't have any credit. The banks won't give me a business loan for the amount that I need and my family doesn't have the money either. I have already heard go to the bank a million times already. I know that! Are there other creative ways, easy ways, etc? Please help me out

Are there other ways to raise money other then the traditional ways at the bank, family, etc?

There are other ways:

1) look for an angel investor;

2) if you have a company, try to raise money selling PIPEs (a financial instrument);

3) issue convertible debt etc etc

4) Find some security.

Amongst many others

Are there other ways to raise money other then the traditional ways at the bank, family, etc?

Get a credit card from a retailer or department store. These cards generally aren't a great deal -- even with the 10% discount they offer you for applying -- because interest rates tend to be high. But they're easy to get, and you can build a credit history in six months to a year by making purchases and paying for them on time.

As long as you pay your bill in full each month, which is always the best way to go, a high interest rate won't matter. After six months or so of prompt payments, apply again for a Visa or MasterCard.

Apply for a secured card, which requires you to open a savings account and deposit an amount that's equal to your credit line. For example, the Wells Fargo Secured Visa (800-642-4720) carries an $18 annual fee, charges an annual percentage rate of 17.24% and requires a minimum savings deposit of $300 (to find other secured cards, go to www.cardratings.com or www.cardweb.com).

Before applying for a secured card, ask the issuer if you can eventually be upgraded to unsecured status. With an unsecured card, you qualify for a lower rate and you can increase your credit limit without adding to your savings account

Are there other ways to raise money other then the traditional ways at the bank, family, etc?

prayer

Are there other ways to raise money other then the traditional ways at the bank, family, etc?

Why don't you try getting a job?

Are there other ways to raise money other then the traditional ways at the bank, family, etc?

Colleges sometimes have angel funds available for students. Alternatively you could find a partner and give him or her equity. This option is much riskier as sine you are only providing intangibles vs. his/her money you'll need a rock solid contract. Seek legal help before doing this.

Are there other ways to raise money other then the traditional ways at the bank, family, etc?

prosper.com

you can try borrowing money from lenders on this site